Our 15-Year Fixed-Rates Are Low & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment since the difference in interest rates isn’t that great.

Consider that when you take longer to pay down the debt on your primary residence, you’ll pay more interest each year. Why? Because the interest is always calculated on the remaining balance of the loan.

According to CNN, you’ll be paying over 0.8% more for a 30-year mortgage. This may not sound like a lot. But on a $200,000 home with a 20% down payment, you’ll pay a total of $37,781 in interest over the entire length of a 15-year mortgage at 2.92%, while the same home with a 30-year mortgage at 3.75% ends up costing a whopping $106,754 in total interest.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed-Rate Mortgage Qualifier.

We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.

The Home Refinance Process

Here’s how our home loan process works:

• Complete our simple 15-Year Fixed-Rate Mortgage Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

Looking forward to working with you soon!