The Lowdown on 30 Year Fixed Rate Mortgage...
Our 30-Year Fixed-Rates Are Low & Our Process is Quick & Painless
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
30-year fixed-rate mortgages are a popular choice for a reason. Spreading costs across 30 years is attainable for most households. It’s hard to save and even harder to enjoy life when you’re experiencing budgetary strain. What is there to do? Go by the principle of what you can truly afford. Consider your budget and your circumstances when looking at the different types of mortgages.
Millennials, who account for the largest proportion of homebuyers, often turn to the internet before making their decisions on anything, including mortgages and re-mortgages. The 30-year fixed-rate mortgage is an especially popular choice for young homebuyers.
We realize you have a lot of options these days and we’re here to make the home loan process a whole lot easier. Our tools and expertise will help guide you along the way, starting with our FREE 30-Year Fixed-Rate Mortgage Qualifier.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor. Look no further than Sean G. Lusk at Barrett Financial. He has worked on every side of mortgage transactions and he knows how to find his customers the best rates and terms.
The 30-Year Fixed-Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple 30-Year Fixed-Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years