Our Adjustable Rates Are Low & Our Process is Quick & Painless

An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an Adjustable Rate Mortgage will change periodically. The interest rate on an ARM mortgage is tied to the current market rates, and there are caps that limit how much, how often, and by what amount the interest rate can change.

The initial interest rate of an ARM is lower than that of a fixed-rate mortgage, which can be a big advantage. About half of all consumers will not keep their mortgages for more than 3 and 1/2 years. The vast majority of people are in for less than 7 years. An ARM can be significantly cheaper than a fixed-rate loan. If you’re not going to keep the mortgage for 30 years, why would you pay at the 30-year rate? Consequently, an ARM may be a good option to consider if:

• You plan to own your home for only a few years
• You expect an increase in future earnings
• The prevailing interest rate for a fixed-rate mortgage is too high

We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier.

We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.

The Adjustable Rate Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple Adjustable Rate Mortgage Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs